The American Association of Insurance Services (AAIS) is a national insurance advisory organization in the United States.
Among other things, is one of the two major "rating bureaus" in the United States, along with the Insurance Services Office. Rating bureaus publishes standardized model insurance policy forms and prices which its insurance company customers use in their business. This expedites compliance and allows the policyholder customers to compare policy forms more easily. Companies which do not use the standardized form exactly will often use it as a base with subtle modifications.
It was originally founded in the 1930s as the Chicago-based Transportation Insurance Rating Bureau focused exclusively on inland marine insurance. In 1975 its name was changed and scope was broadened to include all insurance products.
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